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"Is, is she going to be ok?" Daphne wanted to know."They don't know yet they just left. God I hope so," Donnie said. "I'mgoing to talk to my Dad and see how he can help, I'll be back forbreakfast."Momma and Darla were busy checking Rico for any signs that he would needmedical treatment."He needs a good bath and most likely a good hot meal," Mai Ling addedher assessment. "He is nearly starved. I know what will help fastest."She headed straight into the kitchen and began making something for him.It was almost two hours later before Daddy finally called to say that shewould recover, but she still had a long stretch to go before they wouldrelease her from the hospital.Daddy was paying for her to be admitted to a Rehab Clinic. Then he saidhe had already talked to Judge Ferris and that Jenny and Daphne weregoing to be appointed as Rico's guardians until she was released."Which means young ladies, no more partying and he stays with Grandmawhile you are at school," Momma told them. "And that. Over the years he’s transferred shares to you. The corporation also owns a two million dollar insurance policy on your grandfather for the express purpose of helping to keep the corporation solvent during times like this, or to buttress it in times of loss of one of the corporate officers. There’s also a one point five million dollar policy owned by you on his life.”Kate sipped her tea to hide her amazement.“From the day you turned eighteen you became the owner of a term life policy and the premiums were gifted to you so you could pay the premiums, always keeping in mind the maximum allowed gift each year and the total gift tax amount. Also when you signed the incorporation documents you were given forty-nine percent of the shares of the corporation, which were worth considerably less at the time.”He paused and then said, “So from all this planning it appears that his gross estate will be somewhat less than the five point three million mark, but we’ll wait to see what the appraisers.
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